Long-Term Care Insurance in Texas: Does It Cover PAS Home Care?
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Long-Term Care Insurance in Texas: Does It Cover PAS Home Care?
If you or your loved one has a long-term care insurance policy, you may already have coverage for Personal Assistance Services (PAS) at home.
Many families in Texas are unaware that their policy can help pay for:
Daily personal care
In-home assistance
Non-medical support services
Our team helps you verify, activate, and maximize your LTC benefits so you can receive care in the comfort of your home.
What Is Long-Term Care Insurance?
Yes — in many cases, LTC insurance does cover PAS (Personal Assistance Services).
You may qualify if:
You need help with at least 2 Activities of Daily Living (ADLs)
A doctor certifies your condition
Your policy benefits are active
Does LTC Cover PAS?
Yes — most policies from providers like:
-
Genworth Financial
-
Mutual of Omaha
-
New York Life Insurance Company
-
Thrivent
-
Bankers Life
…can cover PAS if:
-
You need help with daily activities
-
A doctor recommends care
-
Your policy is active
How We Help You Use Your LTC Benefits
We make the process simple:
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