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Genworth Long-Term Care Insurance

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Genworth Long-Term Care Insurance in Texas: Does It Cover PAS Home Care?

Genworth Financial is one of the leading providers of long-term care insurance in Texas. Many policyholders may already qualify for Personal Assistance Services (PAS) at home, depending on their coverage.

What Genworth LTC Covers

Genworth policies typically include:

  • In-home care services (including PAS)

  • Home health aide support

  • Assisted living and nursing home care

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PAS Eligibility

PAS services are often covered if:

  • The client needs help with at least 2 Activities of Daily Living (ADLs)

  • A physician certifies the need for care

  • The elimination period is met

PAS Services That May Be Covered

  • Bathing, dressing, grooming

  • Meal preparation

  • Mobility assistance

  • Medication reminders

  • Companionship

Why Genworth Policyholders Use PAS

In Texas, home care can cost around $28/hour, making LTC benefits essential. Many Genworth clients prefer receiving care at home instead of moving into a facility.

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